Download complete project materials on The Role Of Commercial Bank In The Economic Development Of Nigeria from chapter one to five
ABSTRACT
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This research work was conducted to determine the role of commercial bank in economic development of Nigeria. The study was a case study of Guarantee Trust Bank Plc Murtala Mohammed Square, Kaduna metropolis Kaduna state, Nigeria. The theoretical basis for the study was obtained through review of related literature.
The population was 256 and sample size of the study was 180. The instrument used for the collection of data was questionnaire. 180 copies of questionnaires were administered to the respondents and all the copies were returned. 4 point liker scale was used in analyzing the data while Chi-Square was used in testing the hypothesis.
Based on the data analyzed on the topic under study, the study therefore drew conclusions and recommendations thatbank helps in employment creation and granting of loan and financing of some small medium enterprise activities. Thus the study thus recommended that In order to encourage the borrowing attitude of the citizens, the Central bank of Nigeria and the government must ensure that the interest rate on credit facilities must be reduce.
Government should make sure to ensure stable and adequate policy that will enhance the bank’s operation so as to be able to boost the SMEs’ activities and in turn develop the economy at large.
TABLE OF CONTENTS
Â
Title Page
Declaration
Approval Page
Dedication
Acknowledgement
Table of Content
Abstract
CHAPTER ONE
1.1Â Â Â Background to the Study
1.2 Â Â Statement of the Problem
1.3Â Â Â Objective of the Study
1.4Â Â Â Statement of Hypothesis
1.5Â Â Â Research Questions
1.6Â Â Â Significance of the Study
1.7Â Â Â Scope of the Study
1.8Â Â Â Historical Background of Case Study
1.9Â Â Â Definition of Terms
CHAPTER TWO
2.0Â Â Â LITERATURE REVIEW
2.1Â Â Â Conceptual Framework
2.1.1 Definition of Commercial Banks and Economic Development
2.1.2 Development of Commercial Banking in Nigeria
2.1.3 Functions of Commercial Banks in Nigeria
2.1.4 Role of Commercial Banks in Economic Development of Nigeria 21
2.1.5 How Commercial Banks Create Money
2.1.6 Commercial Banks Participate in the Government Monetary Policy
2.2Â Â Â The Theoretical Framework
2.3Â Â Â Empirical Review
2.4Â Â Â Summary of the Review
CHAPTER THREE
Methodology
3.1Â Â Â Research Design
3.2 Â Â Area of the Study
3.3Â Â Â Population of the Study
3.4Â Â Â Sample Size and Sampling Techniques
3.5Â Â Â Source of Data Collection
3.6Â Â Â Justification of the Method Used
3.7Â Â Â Methods of Data Analysis
3.9Â Â Â Justification for the Method Used
CHAPTER FOUR
4.0Â Â Â Data Presentation and Analysis
4.1Â Â Â Data Presentation and Interpretation
4.2Â Â Â Summary of Findings
4.3Â Â Â Test of Hypothesis
 CHAPTER FIVE
5.0Â Summary, Conclusion and Recommendation
5.1Â Summary
5.2Â Conclusion
5.3Â Recommendation
5.4Â Limitations of the Study
References
Appendix I
Appendix II
CHAPTER ONE
INTRODUCTION
1.1 Background of the Study
Commercial bank have been a crucial unit in economic development, therefore it becomes necessary to critically analyse economic performance. Commercial banks are important financial intermediaries serving the public in every society.
In most countries, commercial banks hold more assets than any other financial institution. This banks helps government in the regulation of the economy through many sector of the economy. i.e. Industrial sector, Agricultural sector, etc.
Generally, the main aim of every bank is to minimize the last to running affairs of the bank and at the same time maximize owner’s profit. Some banks like the Central Bank of Nigeria (CBN) and development banks, the farmersbank have the main aim of correcting the economy while the later one is established purposely to develop some sector of the economy.
Commercial banks play a vital role in the economic development of every country. They accumulate the idle savings of the people and make them available for investment. They also create new demand deposits in the process of granting loans and purchasing investment securities.
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They facilitate trade both inside and outside the country by accepting and discounting of bills of exchange. Banks also increase the mobility of capital. All commercial banks in Nigeria are geared towards the development of the economy most especially at this time of Treasury Single Account which has made all commercial banks more vibrant in its activities. In a country like Nigeria which is still in the initial stages of economic development.
A well organized banking system is the need of the day. Commercial banks are the most effective way to generate the crucial flow of money in the market.
A commercial bank may be defined as a financial institution which carries out retail banking services set up for keeping and lending money to people, owned by individuals, organizations or government, for the main purpose of making profits.
Examples, first bank, union bank, Wema bank United Bank of Africa, Guarantee Trust Bank etc. Commercial banks in Nigeria and other countries are established to carry out the following functions it deals in money and financial service provide efficient system for making payment to settle business and personal transaction provide safekeeping for customers money and valuables provide funds for production or consumers need convention of funds into assets.
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