Download complete project materials on Effectiveness Of Cooperative Investment And Credit Societies On Members’ Economic Advancement from chapter one to five
ABSTRACT
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This study examines the effectiveness of cooperative investment and credit society on members economics advancement. A survey method was used for the study. 110 respondents (62 males, 48 females) were included in the study. They were members of college of administrative and business studies investment and credit cooperative society. 18 items questionnaire was used for the study.
The questionnaire was based on Likert scale. Three (3) research questions were developed to guide the study. Frequencies and simple scores were used as a statistical analysis.
Research findings shows that agricultural cooperatives face problems that affect their performance these include, lack of members commitment, difficulties in obtaining loans, poor marketing strategies, government policies, lack of capital and management problems.
The study shows that agricultural cooperatives serve as an essential tool for socio-economic transformation and improvement of agricultural production through mobilizing of small scale farmers.
It was present among others that there should be greater strengthening of extension services in the states through financial provision and inputs supply by the federal government and by encourage the younger generation to register in cooperative society since the older farmers are ageing and that cooperatives banks should funded adequately so that they will meet the demand of the farmers cooperatives.
Furthermore agricultural cooperatives development should be in the port-folio of agricultural ministries where they are most relevant. A distinct ministry of cooperatives should be established in each state government.
Table of contents
Title page
Declaration page
Approval page
Dedication page
Acknowledgement
Abstract
Table of Contents
CHAPTER ONE
INTRODUCTION
Background of the study
Statement of the problem
Objectives of the study
Research question of the study
Significance of the study
Scope of the study
Definition of terms
CHAPTER TWO
Literature Review
2.1 Introduction
2.2 The concept of cooperative
2.3 factors that hinder the agricultural cooperative in rural area
2.3.1 Governance structure
2.3.2 Commitment of members
2.3.3 Managerial skills
2.3.4 Management risk
2.3.5 Government policies
2.3.6 External influence
2.3.7 Marketing system and infrastructure
2.4 Agricultural cooperative in rural area
2.4.1 Reasons for formation of cooperative
2.5 The role of agricultural cooperatives in agricultural development
2.5.1 Provides access to markets
2.5.2 Increased bargaining power
2.5.3 Poverty reduction strategy
2.6 Summary of the literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Introduction
3.2 Research design
3.3 Population of the study
3.4 Sample and sampling procedure
3.5 Research instrument
3.5.1 Validity
3.5.2 Reliability
3.6 Procedure for the administration of the instrument
3.7 Method of data presentation and statistical analysis
3.8 Limitations of the study
CHAPTER FOUR
DATA PRESENTATION AND STATISTICAL ANALYSIS
4.1 Introduction
4.2 Respondents of bio-data
4.3 Answering the research questions
4.4 Summary of findings
4.5 Discussions of findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 Introduction
5.2 Summary
5.3 Conclusion
5.4 Recommendations
References
Appendix I
Appendix II
CHAPTER ONE
INTRODUCTION
1.1 Background of the Study
Agriculture is one of the most important sectors of the Nigeria economy, it contributed more than 30% of the total annual gross domestic product (GDP), it also employs about 70% of the labour force, accounts for over 70% of non oil exports and most importantly it provides over 20% of the food needs of the country (Adeboye, 2007).
Before independent in (1960) Nigeria agriculture was characterized by high production achieved by mobilization of small scale farmers and provision of infrastructure (road, railways) that scared towards the developing of crops required for export. During this period food was abundant and demand met without thinking of where to import.
Agricultural export earnings growth from N2.856 (U.S $0.3546) to N 19.1756 (US & 4846) between 1980 and 2000 (Central Bank of Nigeria agricultural sector since then has been growing in a very low rate.
The farming activities are performed by small scale farmers, who used 80% of all farm household is relatively small and in most cases below economics size ranging from 0.1-0.2 hectares all resulting to low agricultural production (Ahmadu,2000). In the year 2000 out of about 25 million lectures of land were cultivated to various food crops, and only about 6.37% was cultivated rice.
According to (Eze,2000), problems of peasant farmers are attributed to the kind of information delivery to them by most African government. As often happen agricultural information is not integrated with other development program to address the numerous related problems that face farmers.
The information is exclusively focused on the policy making; researcher and those that managed policy decision with very little attention paid to the information needs of the targeted beneficiaries of the policy decision which is the peasant farmers.
In the other hand (Akande,2002). Observed that from the perspective of sustainable agricultural growth in Nigeria, the most fundamental constraints are the peasant nature of the production system with its low productively, poor response to technology and adoption strategy and poor returns on investment.
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Martin (2002) further reported that some of the problems of peasant farmers include soil infertility problems which are caused by water and wind erosion and inadequacy of rained agriculture.
According to (Adisu, 2005) approach for the development or enhancing peasant farmer’s effort is through participatory development approach. Participatory development approach is a process that concerns the relationship between different stake holders in a society such as social group and community based organizations participation is an active process whereby beneficiaries influence the direction and executive of development projects rather than merely receive share of the projects benefits.
This strategy advocates that peasant farmers should be involved in project planning, design and executive so that they have a stake in the success of the project.
According to (Patrick, 2007) farmers cooperative are privates member oriented voluntary association that operates on the principle of a democracy and markets economy. Farmer’s cooperatives are established by likeminded persons to pursue mutually beneficial economics interest.
They provide goods and services to each other and general public min cost effective ways, prevents exploitation of members through self help project. Furthermore, they defend and project the right of people as producers and consumer of goods and services and promote mutual understanding and peaceful co-existence among the people (Agbo 2000).
1.2 Statement of the Problems
Rural area in Nigeria is not keeping pace with population growth. This has resulted in the upward trend in the price of food stuff. Thus, creating a large gap between the demand and supply of food. Accounting to (Ajayi, 2008).
The result of this affects his imbalance between demand for and supply of food in malnutrition. In rural area, poverty and deteriorating living conditions. Hence, the need to improve Nigeria agricultural in rural area. Over the years, rural areas in Nigeria have infection problems of feeding it overflowing population all year round and this is partly because it has not been able to adopt an improved farming technique.
According to (Idaehaba, 1995), the Nigeria agriculture depends overwhelmingly on low productivity resources, land of progressively declining fertility, unskilled farm labor, the hoe matched, low yielding seed variety and planting materials, low yielding agricultural and traditional farming practices, poor yield and high cost of food prices in rural area.
In rural area, high production cost are compounded by high processing and transportation cost on account of the primitive state of rural infrastructures especially rural roads, heavy post harvest losses both in storage and transportation reduce available marketable and marketed surpluses and result in high food prices in rural area, especially in rural area (Idachaba,1995), limited finance and poverty of the Nigeria farmers have also been identified as factors militating against agricultural cooperatives in rural area. As noted by (Obinyan, 2000), their holdings are small, most often less than two lectures and are characterized by low productively.
This leads to low income and low capital investment. Consequently, one of the possible ways of redressing these constraints is to mobilize the desperate small holder farmers for economy of scale and agricultural cooperative is a veritable platform for this exercise.
1.3 Objective of the Study
1. To determine the factors affecting the performance of agricultural cooperative in rural area.
2. To find out the activities of agricultural cooperative in rural area
3. To find out the performance of agricultural cooperative in rural area.
1.4 Research Question
The following research questions were raised for the study:
1. What are the factors affecting the performance of agricultural cooperative in rural area?
2. What are the activities of agricultural cooperatives in rural area?
3. What are the performances of agricultural cooperatives in rural area?
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